Flexible Financing Options for Your Dream ADU

Discover the right financing solution to bring your vision to life.

There Are More Options Than You Think

Find the right solution to finance your ADU

Building an ADU is a significant investment, and one of the most common questions homeowners ask is, “Can I finance this?” The good news is that there are several financing options available, and our team is here to guide you through them. Below are the main financing options you can explore, but if you want personalized advice, don’t hesitate to reach out. Our financing team is ready to help you find the best fit.

Atlanta ADU builders provide transparent financing planning and budget options for custom backyard cottage projects

A construction worker in a white hard hat holds a wooden model of a house inside a wooden-framed structure.

You Dream It, We Finance It

Our Preferred Lender: RenoFi

No Impact on Credit to Apply
Loans up to $500,000
Terms up to 20 Years
Every $50k as low as $358/month
Every $100k as low as $716/month
100% Personal and unsecured Loans

Apply Now with RenoFi

Flexible Solutions for Every Budget

Financing Options Breakdown

Building an ADU can be a major investment, but with the right financing option, your dream space is more attainable than ever. Our team is here to help you find the best solution that fits your needs and financial situation.

Home Equity Line of Credit (HELOC)

A HELOC is the most popular financing option for ADU projects. It allows you to borrow against the equity in your home, with a draw period and a repayment period. You’ll only pay interest on what you borrow, making it a flexible and affordable solution.

ADU Bridge Loan

No Equity? No Problem! This loan allows you to borrow the money upfront to build your ADU. After the unit is built, you can pay off the loan with a cash-out refinance or HELOC based on the new value of your property.

Cash-Out Refinance

Unlock Your Equity - This option allows you to refinance your existing mortgage and use the equity to pay for your ADU. It’s a great option for homeowners with significant equity and favorable interest rates.

Renovation or Construction Loan

For homeowners with less equity or those who prefer not to use their home as collateral, a renovation or construction loan may be the right fit. These loans have stricter requirements but offer a non-equity-based solution.

Alternative Financing Options

Additional financing options include personal loans, using retirement accounts, private money loans, or borrowing from family and friends. Our financing experts will help you explore all possible avenues to find the best solution for your needs.

Apply For Financing Have Questions? Contact Us

Read What Our Clients Are Saying

Hear from homeowners who transformed their properties with our ADU solutions. Our clients love the quality, craftsmanship, and seamless process we provide. Let their experiences inspire your own ADU journey.

“My partner and I absolutely LOVE our new tiny house!! We initially thought we could build our own but we had a strict deadline. We researched tons of different tiny home companies and looked extensively online. Their price was the best around, the quality of the product is nothing short of amazing (thanks GOD we didn’t try to make our

Angela Z

“They finished in record time, which was 3 months ahead of schedule. I appreciate the quality of the workmanship and the communications via text and phone. I have already started my next project”

Debbie Joe

“I LOVE my custom Tinys!! Their work is phenomenal and their response for anything missed or needing extra attention is above and beyond. They stand by their work!!

Beautiful!”

Debra Ann

“The unquestionable leader in the building of accessory dwelling units across the United States. They will change the course of affordable housing in America.”

Bradley Jones

“They were always on time, knowledgeable and delivered our dream ADU beyond our expectations! They made the process easy and affordable. Their quality and customization are really incredible and we couldn’t say better things about the team. We would recommend them to any and everyone!”

“Willing to go the extra mile to make you happy !”

Winslow Bodybuilding

“Best tiny home place they did great on our tiny home we are so happy they made it for us . Everything is perfect with it and we couldn’t be happier !!!”

Zach Donati

“Went to see their work product and was duly impressed. Great service, beautiful tiny home options. Reccomend you make an appointment, you wont be disappointed”

Jon Waldie

“Amazing team and an amazing product! If you are looking for custom ADUs, this is the one.”

Kevin Craig

“This is a family-owned company run by some incredibly hard-working, ethical people, who are full of integrity. You can expect professionalism, great quality tiny homes and/or office spaces, and excellent service. Highly recommend!”

Angela Manzanares